GOOD FAITH ESTIMATE

1. What will the loan be used for?

2. In which state is the property located?

3. What is the loan amount?

4. How many points?

5. What is your interest rate?

6. How long is your loan?

7. What date do you plan to close?

Click here to Date Stamp

Prepared By:

Bestrate4u.com
4 Park Plaza, Suite 100
Irvine, CA 92614
(800) 724-0004

Date Prepared:


The information provided below reflects estimates of the charges which you are likely to incur at the settlement of your loan. The fees listed are estimates - actual charges may be more or less. Your transaction may not involve a fee for every item listed.
The numbers listed beside the estimates generally correspond to the numbered lines contained in the HUD-1 settlement statement which you will be receiving at settlement. The HUD-1 settlement statement will show you the actual costs for items paid at settlement.


Total Loan Amount: Interest Rate: Term: MIP/FF Financed
800 ITEMS PAYABLE IN CONNECTION WITH LOAN:
801
Loan Origination Fee:
802
Loan Discount:
803
Appraisal Fee (Estimate only. Paid COD):

300.00 - 400.00
804
Credit Report:
805
Lender's Inspection Fee:
808
Mortgage Broker Fee:
809
Tax Related Service Fee:
810
Processing Fee:
812
Wire Transfer Fee:
813
Loan Document Preparation Fee
814
CLO Fee (NOT PAID BY CONSUMER)
815
Administration Fee**
900 ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE:
901
Interest for:

902
Mortgage Insurance Premium:
903
Hazard Insurance Premium:
904
Tax and Assessment:
905
VA Funding Fee:
1000 RESERVES DEPOSITED WITH LENDER:
1001
Hazard Insurance Premiums: At this time the lender is unaware of actual taxes and homeowners insurance amounts.
1002
Mortgage Ins. Premium Reserves: At this time the lender is unaware of actual taxes and homeowners insurance amounts.
1004
Taxes and Assessment Reserves: At this time the lender is unaware of actual taxes and homeowners insurance amounts.
1100 TITLE CHARGES:
1101
Closing or Escrow Fee:
1105
Document Preparation Fee:
1106
Notary Fees:
1107
Attorney / Closing Fees:
1108
Title Insurance:
All due property taxes must be paid in full

1200 GOVERNMENT RECORDING & TRANSFER CHARGES:
1201
Recording Fees:
1202
City/County Tax/Stamps
1203
State Tax/Stamps:
1300 ADDITIONAL SETTLEMENT CHARGES:
1302
Pest Inspection:
TOTAL ESTIMATED SETTLEMENT CHARGES:

**Admininstration Fee based on loan amount | * Estimate is based on a $300.00 appraisal fee.


TOTAL ESTIMATED FUNDS NEEDED TO CLOSE: TOTAL ESTIMATED MONTHLY PAYMENT:
Purchase Price/Payoff: Principle & Interest:
Loan Amount: Other Financing (P & I):
Est. Closing Costs: Hazard Insurance:
Est. Prepaid Items/Reserv: Real Estate Taxes:
Amount Paid by Seller: Mortgage Insurance:
Homeowner Association Dues:
Total Est. Funds needed to close: Total Monthly Payment:


These estimates are provided pursuant to the Real Estate Settlement Procedure Act of 1974, as amended (RESPA). Additional information can be found in the HUD Special Information Booklet, which is to be provided to you by your mortgage broker or lender. The undersigned acknowledges receipt of the booklet "Settlement Costs", and if applicable, the Consumer Handbook on ARM Mortages.
Due to the variable nature of pre-paid items, we have ommitted them (Section 900 items) from this estimate.

Applicant Date
Applicant Date


BestRate4u.com
4 Park Plaza, suite 100,
Irvine, CA 92614
Toll Free: 800-724-0004
Fax: 714-957-9433
E-mail: info@bestrate4u.com
An Affiliate of American Interbanc Mortgage, LLC