What You Should Look For

Choosing the right lender is a difficult task at best. With all the programs, rate and point combinations to choose from, here is what we believe you should look for prior to taking the first step in the procurement of financing.
LENDER vs. BROKER
As the actual lender and NOT A BROKER the lender has an income level per transaction that a mortgage broker will never have. This gives the lender the ability to discount the price further than the broker. Be leery of this line "AS A BROKER WE CAN SHOP YOUR LOAN TO GIVE YOU THE BEST PRICE".
COMPETENCY
With the high number of companies to choose from, finding the right person to answer your question is crucial. BestRate4u.com's mortgage specialists have at least ten years experience in mortgage lending. If you don't receive clear and concise answers, you're dealing with the wrong lender.
EXECUTION
With today's technology, a lender that does not offer 24 hour online applications is one to avoid. Lock Requests will be accepted from the time we post rates on our website until 4:00 PM PST/PDT Monday through Friday, excluding holidays.


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Fax: 714-957-9433
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